Attention homeowners in Phillips and Franklin County: Get an Appraisal today!

Check out the top seven reasons ME homeowners hire J. Powell Appraisals Inc. (781) 753-6460:

  1. To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge property tax assessments
  3. Remove PMI to lower a mortgage payments
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a ME divorce, when property needs to be divided
  7. Settle an estate in ME by determining the true market value of property in question

Own a house in or near Phillips, ME and need help determining the value of it?
Contact J. Powell Appraisals Inc. (781) 753-6460.

We at J. Powell Appraisals Inc. (781) 753-6460 understand the special needs of a homeowner after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your home because you probably have an emotional attachment to it. Our professional appraisers at J. Powell Appraisals Inc. (781) 753-6460 are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value assessment than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. At J. Powell Appraisals Inc. (781) 753-6460, we're seasoned in helping customers just like you rid yourselves of undesirable PMI insurance.

Challenge a property tax assessment

Lets say your house is not appreciating as much as other properties nearby -- your local tax assessor may have your house overvalued. That only means you are most likely paying more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from J. Powell Appraisals Inc. (781) 753-6460 is your number one weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can this be annoying from a cash flow standpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. J. Powell Appraisals Inc. (781) 753-6460 can help you reinstate your home equity line of credit with efficient appraisal.

Field and Desktop Appraisal Review Services

Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for efficiency? We can go out and check the subject and comps in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your property.